Apply for Citi Simplicity Card and Keep it Simple with No Annual Fee!

Are you tired of paying late fees and annual credit card fees? Then, try the Citi Simplicity Card which has no late fees, no penalty rates, and no annual fee – ever. Apply for Citi Simplicity Card right away by learning how through this article.

About Citi


Citibank is a banking division of Citigroup, providing financial services, consumer banking and credit, corporate banking, investment banking, and securities brokerage.

Why Apply for Citi Simplicity Card

Citi card

If you are interested in the Citi Simplicity Card, then you should know its numerous benefits and why its one of the most popular Citi card. Some of the benefits are given below:

  • There is no late fees.
  • No penalty rate.
  • No annual fee, forever.
  • 0% Intro for 18 months from date of account opening on purchase.
  • 0% Intro APR for 18 months from date of first transfer on balance transfers.
  • After 4 months, variable APR of 15.49%-25.49% will be charged.
  • Balance transfer fee of either $5 or 5%.
  • Price protection.
  • Retail purchase protection.
  • Citi Private Pass.

How to Apply for Citi Simplicity Card

So, you have read everything you need to know about Citi Simplicity Card and to get your attention for it. Now is the time that you actually start actually applying for it. To do so, simply follow these instructions:

  • First of all, you will need to visit the main page of Citi Simplicity Card at:
  • Then, to apply for the card, click on the blue button “Apply Now”.
  • Start of by enter your personal information in the spaces provided on the next page.
  • Enter your First Name, Middle Initial, Last Name, Suffix, Date of Birth, Social Security Number, check the box whether you are a U.S Citizen or not, Home Address, Apt./Ste, Zip Code, City, State, Phone Number, and Email Address.
  • Enter your security word and also select a hint for it.
  • Next, enter your financial information such as Total Annual Income and Rent Payment.
  • Check the box for Authorized User.
  • Read all the details, terms and conditions. Check the box for acknowledgements.
  • Finally, click “Submit”.

If, you are already a Citi Simplicity Card holder, then all you need to do is to sign in to your account and access your information online by:

  • Visit the Citi Simplicity Card URL:
  • At the top of the page, click “Sign On”.
  • Enter your User ID and Password.
  • You can make the website Remember your User ID.
  • Then, Press Enter or click “SIGN ON”.

In case you have forgot your log in credentials, then follow these simple steps to retrieve or reset your account:

  • Visit the Citi Simplicity Card URL:
  • Click on the “Sign On” button at the top of the page.
  • Then, on the next page, click the hyperlink saying “Forgot user ID/Password?”
  • Select whether you are a Bank and/or Credit Card Customers or Mortgage Only Customers.
  • Enter your information accordingly.
  • Click “Continue” and follow the website instructions to retrieve your User ID or reset your Password.

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