Tricare Health System For Veterans And Their Families
Veterans deserve the most attention when it comes to what they need. They deserve the most security because they’ve provided just that for us. So to alleviate one aspect of social insecurity is to provide health benefits which match the best being provided. For that Tricare Health System is working to tackle this crucial side of a veterans and their families health worries.
Tricare Health System (styled TRICARE), formerly known as the Civilian Health and Medical Program of the Uniformed Services (CHAMPUS), is a health care program of the United States Department of Defense Military Health System. Tricare provides civilian health benefits for U.S Armed Forces military personnel, military retirees, and their dependents, including some members of the Reserve Component. Tricare is the civilian care component of the Military Health System, although historically it also included health care delivered in the military medical treatment facilities.
Tricare Health System is managed by the Defense Health Agency (DHA). Before 1 October 2013, it was managed by the Tricare Management Activity (TMA) under the authority of the Assistant Secretary of Defense (Health Affairs). On that date, TMA was disestablished and Tricare responsibility was transferred to the newly established DHA.
Tricare Health System’s options
Tricare Standard provides a similar benefit to the original CHAMPUS program and is available to retirees from the Active Component, retirees from the Reserve Component age 60 or older, and their eligible family members. Tricare Standard is also available to Reservist and their family under the Tricare Reserve Select Component. Under Tricare Standard, beneficiaries can use any civilian health care provider that is payable under Tricare regulations. The beneficiary is responsible for payment of an annual deductible and coinsurance, and may be responsible for certain other out-of-pocket expenses. There is no enrollment fee for Tricare Standard.
Tricare Standard beneficiaries can elect to use the Tricare Extra option by using a civilian health care provider from within the regional contractor’s provider network. In this way, Tricare Extra represents a preferred provider organization (PPO). When using Tricare Extra, the beneficiary’s coinsurance amount is reduced by at least five percentage points. There is no fee for use of the Tricare Extra benefit other than the coinsurance.
Tricare Prime is a health maintenance organization (HMO) style plan available to active duty personnel, retirees from the Active Component, retirees from the Reserve Component age 60 or older, and their eligible family members. Under Tricare Prime, beneficiaries must choose a primary care physician and obtain referrals and authorizations for specialty care. In return for these restrictions, beneficiaries are responsible only for small copayments for each visit (retirees and their families only).
US Family Health Plan
US Family Health Plan, a Tricare Prime-sponsored health plan option, is made available by nonprofit health care providers in the Northeast U.S., Southeast Texas/Southwest Louisiana, and the Puget Sound region of Washington state.
How to enroll then:
It’s simple, all one needs to do is to:
- Click on www.mytricare.com
- Enter Your username and password on the top left side of the page.